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Exclusively Serving the Below-Prime Auto Financing Industry



The National Automotive Finance (NAF) Association supports its members and the industry with education, research and information. Programs include: Annual Non-Prime Auto Lending Conference; workshops and webinars; annual Non-Prime Automotive Financing Survey; standards of financial reporting; and code of responsibility for the industry.

The program is designed to provide the compliance professional with a solid working knowledge of federal laws and regulations that govern consumer credit, together with an overview and general examination of state consumer credit law.   Certified Compliance Professionals Roster

Module 1 Registration Closed   Module 4 Registration Closed. Room is at full capacity


The 18th annual survey is the most comprehensive of its kind with information coming directly from the finance companies. Content has been significantly increased and data contributions by Experian and FactorTrust have further improved the value of the report. View the Table of Contents or the survey presentation from this year's annual conference.

“The information in the NAF Association survey is a much deeper look into the metrics that drive operations in our industry which allows Westlake to benchmark areas of our operations to improve." Ian Anderson, Westlake Financial Holdings

The National Automotive Finance Association is the only trade association exclusively serving the below-prime auto financing industry - those companies involved in non-prime, sub-prime, near prime auto finance.

The National Automotive Finance Association believes that every consumer with the desire and means to purchase a vehicle should have fair, responsible and reasonable access to automotive financing. We believe a healthy and sustainable non-prime automotive marketplace is driven by ethical and responsible practices. The National Automotive Finance Association is the advocate and the voice for these practices and leading the way in building a forum of transparency and trust for all industry stakeholders: lenders, dealers, suppliers, shareholders and regulators.

Learn more about what companies are members of NAF Association and what those companies do.

  Join Us!

Members include companies engaged in indirect and direct below-prime auto financing, auto dealers and companies interested in furthering the goals of the NAF Association.