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Exclusively Serving the Below-Prime Auto Financing Industry



The National Automotive Finance (NAF) Association supports its members and the industry with education, research and information. Programs include: Annual Non-Prime Auto Lending Conference; workshops and webinars; annual Non-Prime Automotive Financing Survey; standards of financial reporting; and code of responsibility for the industry.

  Compliance Education  

Consumer Credit Compliance Certification Program
The program is designed to provide the compliance professional with a solid working knowledge of federal laws and regulations that govern consumer credit, together with an overview and general examination of state consumer credit law.  
Certified Compliance Professionals Roster   Module 1 Registration   Module 4 Registration

Compliance Certificate Programs
The Certificate Programs have been developed to provide compliance education to an auto finance company’s front line staff, the people who have direct contact with the consumer and where a great deal of compliance exposure exists. The Compliance Certificate Program covers five line functions: Collector, Underwriter, Sales/Dealer Relations, Contract Auditing/Funding and Customer Service. Certificate courses are available to NAF Association member companies only.


The 19th annual survey is the most comprehensive of its kind with information coming directly from the finance companies. Content has been significantly increased and data contributions by Experian and FactorTrust have further improved the value of the report. View the Free Sample Report or the survey presentation from this year's annual conference.

“With 45 contributors, this survey is the most comprehensive ever conducted of the non-prime auto market,” said NAF Executive Director Jack Tracey. “We were able to expand the scope of the survey thanks to our partnership with AFSA. The broader base of contributing finance companies provides a more accurate and robust view of the industry.”

The National Automotive Finance Association is the only trade association exclusively serving the below-prime auto financing industry - those companies involved in non-prime, sub-prime, near prime auto finance.

The National Automotive Finance Association believes that every consumer with the desire and means to purchase a vehicle should have fair, responsible and reasonable access to automotive financing. We believe a healthy and sustainable non-prime automotive marketplace is driven by ethical and responsible practices. The National Automotive Finance Association is the advocate and the voice for these practices and leading the way in building a forum of transparency and trust for all industry stakeholders: lenders, dealers, suppliers, shareholders and regulators.

Learn more about what companies are members of NAF Association and what those companies do.

  Join Us!

Members include companies engaged in indirect and direct below-prime auto financing, auto dealers and companies interested in furthering the goals of the NAF Association.