The 2020 Non-Prime Automotive Finance Survey is jointly coordinated with the two premier professional organizations in automotive finance: NAF (the National Automotive Finance Association) and AFSA (the American Financial Services Association). The report has been used by the industry for years as a benchmarking tool to identify trends and to support and guide policy decisions. The broad base of finance company contributors provides an accurate and robust annual assessment of the industry. The 2020 report represents 28 financing sources and $314 billion (year end 2019) in principal balance, constituting a sizable share of the total non-prime market. In addition to key financial metrics, this report helps to promote best practices and collective knowledge of leading industry professionals to ensure that financing companies can meet their portfolio goals and work effectively with their dealers, liquidity providers, vendors and other partners to create compelling customer value.

We want to acknowledge FICO for their diligent work in the preparation, data collection, and management of the survey. They provide the analysis and conclusions in the report. Also contributing to the report are Equifax and Black Book, who both provide additional market insight by supplying data and analysis.

View the Table of Contents of this report.

The 2020 Non-Prime Automotive Financing Survey is available to Associate members of the NAF Association and AFSA’s Business Partner members for $250. All others may purchase the survey for $500. You may complete the form below to order your copy, or contact Diane Merino, Director of Business Development at

If you are not a member, it is not too late to receive your discounted copy of the survey by joining the NAF Association now.

National Automotive Finance Association

Survey Report Order Form

What is your membership status?* (Please select one):
   Finance Company
   NAF Association Associate Member
   AFSA Business Partner Member

Preferred method of payment:*

   American Express

Company Name:*
First Name:*
Last Name:*
Business Address:*

I have read and agree to abide by the Terms of Use associated with this survey.*
* Indicates required fields.