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Save the date for our 28th Annual Conference! June 5 - 7, 2024 in Fort Worth, Texas
The 2023 conference agenda provides the non-prime auto financing industry with great content. You’ll find industry overview sessions, the latest on the legal front, and a full afternoon of compliance.
Conference agenda is subject to change. Last update March 31, 2023.
TIME |
EVENT |
3:00 PM - 5:00 PM |
Seoul NAF Board of Directors Only |
6:00 PM - 7:00 PM |
TBD By Invitation Only |
7:00 PM - 9:00 PM |
TBD By Invitation Only |
TIME |
EVENT |
7:00 AM - 12:00 PM |
Golf Outing Clubs of Prestonwood Hills Course All golfers will receive a light breakfast upon registration, refreshing beverages and snacks on the golf course, and a box lunch after the round. Separate fees apply |
11:00 AM - 6:00 PM |
Registration: Check-in and Badge Pick-up Legacy Foyer (2nd Floor)
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12:00 PM - 12:15 PM |
First-Time Attendee Welcome Session Legacy D/E First-time attendees and new members are invited to discover all that the NAF Association has to offer. You'll also learn what to expect and how to make the most out of your time at the conference. Jennifer Martin, Executive Director, NAF Association |
12:15 PM - 1:15 PM |
TBD The NAF Association launched the Ask to Answer Forums, a new member benefit program, in the Fall of 2022, featuring two specialty networking groups: Operations+ and Originations+. Not yet a member of the association? That’s okay! You are welcome to join us for lunch and fellowship. |
1:30 PM - 2:15 PM |
Real Talk on Refunds: Elevating Your Aftermarket Services Legacy D/E Increasing focus on voluntary protection products (VPP) in legislation, regulation and enforcement demands the attention of those selling or financing these products within the market. State legislation on VPP, particularly GAP, continues to rise, causing concern and some confusion within the industry. Join the knowledge powerhouses at Allied Solutions (Peter Krall), Cox Automotive (Robert Christini), and F&I Sentinel (Stephen McDaniel) as they share strategies for building compliant solutions within a changing regulatory landscape. Moderated by Suzi Straffon, Allied Solutions |
2:15 PM - 3:15 PM |
Legacy D Join your peers for robust roundtable discussions specifically tailored to the latest trends, hot topics, and top challenges impacting auto finance operations. Facilitated by the Operations+ Committee Members |
2:15 PM - 3:15 PM |
Ask to Answer Forum Peer Exchange: Originations+ Legacy E Join your peers for robust roundtable discussions specifically tailored to the latest trends, hot topics, and top challenges impacting auto finance originations. Facilitated by the Originations+ Committee Members |
3:30 PM - 5:00 PM |
Conference Welcome & Opening Keynote - Hope is a Verb Windrose Ballroom Amy Downs survived a bomb exploding in the building of the credit union where she was working, which killed 168 people, including 18 of her 33 co-workers. Today, she is President and an award-winning CEO of that same organization. Allegiance Credit Union has grown by 400% and is thriving. Drawing on her recently released book Hope Is A Verb, Amy is excited to share how you can respond to a crisis in a way that will make your organization come out of this even stronger than before you went in. Amy Downs, President/CEO, Allegiance Credit Union Session sponsored by
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5:00 PM - 6:15 PM |
OPENING RECEPTION IN THE EXHIBIT HALL Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy hors d'oeuvres and libations while interacting with other industry professionals and solution providers. Opening Keynote Speaker, Amy Downs, will be available in the exhibit hall for a meet & greet and book signing. Reception sponsored by
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6:30 PM - 7:00 PM |
Shuttle from Hotel to Topgolf |
7:00 PM - 9:00 PM |
Topgolf DFW - The Colony Experience upscale amenities and casual yet competitive fun for everyone. You don't have to be a pro to enjoy the gameplay, delicious dinner, and beverages. Thank you to our sponsors
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9:00 PM - 9:30 PM |
Topgolf to Hotel |
TIME |
EVENT |
Registration: Check-in and Badge Pick-up Legacy Foyer (2nd Floor)
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7:45 AM - 8:30 AM |
BREAKFAST IN THE EXHIBIT HALL Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy breakfast while interacting with other industry professionals and solution providers. Sponsored by
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8:30 AM - 9:30 AM |
Trusted Insights for What's Ahead: Auto Market Update & Outlook Windrose Ballroom While the issues impacting the economy and auto market have shifted, supply remains tight and retail demand is increasingly challenged by affordability from high prices and high rates. In this session, Jonathan will provide an update on the U.S. economy and the auto market’s outlook as we navigate 2023 and the challenges from high inflation, deteriorating loan performance, and tightening credit conditions as the U.S. sees slowing growth and flirts with a recession. He will cover the latest information on economic activity, employment trends, interest rates, consumer credit, and sentiment as well as new and used sales, inventory and supply, prices and valuation, and the latest outlook for the economy, vehicle sales, and values. Jonathan Smoke, Chief Economist, Cox Automotive Session Sponsored By
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9:30 AM - 10:00 AM |
An Assessment of the Industry and How to Effectively Use the Data Windrose Ballroom The NAF Association’s Annual Non-Prime Automotive Financing Survey, done in collaboration with AFSA, provides the non-prime auto industry’s only measurements of growth and change. The broad base of finance company contributors offers an accurate and robust annual assessment of the industry. Learn how to use this benchmarking tool and gather insights gleaned from the data. |
10:00 AM-10:30 AM |
BREAK IN THE EXHIBIT HALL Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy light refreshments while interacting with other industry professionals and solution providers. Sponsored by
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10:30 AM- 10:45 AM |
Jack Tracey Pinnacle Award Ceremony Windrose Ballroom The National Automotive Finance Association is proud to recognize professionals that have made remarkable contributions to the benefit of the non-prime auto finance industry. The inaugural 2023 Jack Tracey Pinnacle Award will recognize a professional at a member organization with enduring service to the non-prime auto finance industry. 2023 Award Program Sponsored By |
10:45AM- 12:00 PM |
Clear and Conspicuous – Latest in Legal Windrose Ballroom Join this panel of key industry attorneys as they address the hot legal topics impacting auto sales and finance. We will discuss issues surrounding the CFPB’s proposed registries of repeat offenders and nonbank reporting of arbitration clauses and other contractual terms and forms; the Bureau’s personal financial data rights rule; recent litigation and cases of interest to the industry; and other federal and state emerging issues and trends. Moderated by Eric Johnson, Hudson Cook, LLP Panelists: Mark Edelman, McGlinchey Stafford, Steve Levine, Ignite Consulting Partners, and Julia Whitelock, Hudson Cook, LLP |
TIME |
EVENT |
12:00 PM - 1:00 PM |
LUNCHEON Legacy Foyer Luncheon sponsored by
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1:00 PM - 1:45 PM |
Business/Industry Track: The Quest for Capital Windrose Ballroom As you may have experienced, obtaining capital for a subprime finance company -whether equity or debt- has become challenging. Fortunately, there are a few leaders in the capital finance market who see the present as a time of great opportunity in our area of auto finance. Those opportunities and strategies will be explored during this session. Moderated by Jim Bass, Agora Data Panelists: Brenda Stuckert, InterBank, Lou DiPalma, Garnet Capital Advisors and John Hartzell, Hawks Point Capital Partners. |
1:00 PM - 1:45 PM |
Compliance Track Workshop I: Laying the Foundation On Which Your Compliance House Will Be Built Legacy D/E We all need to make sure our compliance management system stays up to date. With a busy FTC and CFPB of late, we need to be even more sure that we have the right foundation to maintain an appropriate Compliance Management System (CMS). This workshop will facilitate a discussion of those building blocks on which your compliance house should be built, including CMS policies, dealer agreements, and a monitoring program. Trisha Cacciola, Hudson Cook, LLP. THIS IS A CLOSED SESSION: This session is limited to industry professionals only - no media or regulatory agency personnel permitted. Compliance Track sponsored by
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1:45 PM - 2:30 PM |
Business/Industry Track: EVs - It's Time to Get Along With The New Kid in Town, They're Here to Stay Windrose Ballroom With the growing number of new and used electric vehicles (EV) sold, so do the number of EV-financed deals. We will discuss EV buyers, preferences, affordability, home charging, range anxiety, vehicle values. Join the conversation with two industry-leading experts, Elizabeth Krear, JD Power and Melinda Zabritski, Experian Automotive and learn how this segment can work for you. Moderated by Marguerite Watanabe, Connections Insights. Panelists: Elizabeth Krear, JD Power & Melinda Zabritski, Experian Automotive. |
1:45 PM - 2:30 PM |
Compliance Track Workshop II: Impact of a Credit Bureau Dispute Legacy D/E Credit disputes are on the rise along with credit reporting complaints and industry enforcement actions. Understanding therequirements of a credit dispute response is necessary, but understanding how that response impacts the organization is equally as important. This session will be an interactive session to discuss the impact of a credit bureau dispute response that has been identified as a potential finding within an exam. Chelsi Hartman, Exeter Finance THIS IS A CLOSED SESSION: This session is limited to industry professionals only - no media or regulatory agency personnel permitted. Compliance Track sponsored by |
2:30 PM - 3:00 PM |
BREAK IN THE EXHIBIT HALL Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy light refreshments while interacting with other industry professionals and solution providers. Sponsored by
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3:00 PM - 4:00 PM |
Business/Industry Track: Effectively Navigating Loss Management Windrose Ballroom With delinquencies rising, it's important to know where improvements can be made in your collection and recovery cycle. Our panelists, each from a different stage of the collection recovery process, will share best practices to better your collection and recovery cycle. Moderated by Jan Stieger, RMAI Panelists: Claudia Plascencia, Resolvion, Scott France, Scott France Consulting, Jill Bohlken, PayNearMe, Andrew Coffey, Servicing Solutions, Cortney Osborne, DRN | MVTRAC, Brynn Layton, MasterQueu |
3:00 PM - 4:00 PM |
Compliance Track Workshop III: Compliant Approaches to Product Cancellations and Consumer Notices Legacy D/E In this session, we will explore the different approaches lenders can take to staying compliant for Voluntary Protection Product cancellations and Consumer pre/post repossession notices. This working session will begin with identifying regulatory expectations and how lenders can implement a process to guide their financial institutions correctly. Matt Isaacson, Covius Tyler Gray, Lender Compliance Technologies THIS IS A CLOSED SESSION: This session is limited to industry professionals only - no media or regulatory agency personnel permitted. Compliance Track sponsored by |
4:00 PM - 4:45 PM |
Business/Industry Track: Dealer Relationships are Still as Important as Ever Windrose Ballroom Despite the pandemic and supply issues, most dealers have enjoyed solid profits over the last several years. Now with a tightening economic environment, increasing delinquencies and affordability concerns and regulatory pressure, franchised and independent dealers share how lenders and dealers can work together. Moderated by Micky Watts, Anderson Brothers Bank Panelists: Jeremy Beck, NIADA, Brad Miller, NADA, Doug Scott, Auto Land & Mark Eddins, Friendly Chevrolet |
4:00 PM - 4:45 PM |
Compliance Track Workshop IV: On the Road to Recovery - Why Perfection Matters Legacy D/E When the well runs dry, obtaining possession of your collateral may be your best, if not the last, chance of reducing the outstanding balance after default. Underwriting, origination and servicing will put you on the right road, but it is critical to avoid those potholes on the road to recovery. This session is designed to give you the tools necessary to successfully recover the collateral and preserve aright to obtain a judgment for any deficiency remaining after a commercially reasonable disposition of the collateral. Don Turbyfill, Devlin, Naylor & Turbyfill, PLLC Chris Mahanna, QM Consulting THIS IS A CLOSED SESSION: This session is limited to industry professionals only - no media or regulatory agency personnel permitted. Compliance Track sponsored by
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5:00 PM - 6:30 PM |
RECEPTION Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy hors d'oeuvres and libations while interacting with other industry professionals and solution providers. |
6:30 PM - 8:30 PM |
Dinner On Your Own Location |
8:30 PM - 10:00 PM |
DESSERT RECEPTION: Wine and Spirits Pull Legacy Foyer Sip on a glass of vino and savor something sweet. Feeling lucky? Everyone is a winner at the Wine and Spirits Pull, where each ticket guarantees you a mystery bottle! Best of all, this is a charitable giving event, benefitting the NAF Association and On the Road Lending. No purchase is necessary to attend the reception. A limited quantity of Wine and Spirit Pull raffle tickets are available for purchase during the registration process and onsite. Wine and Spirits Pull Exclusively Sponsored By
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TIME |
EVENT |
Registration: Check-in and Badge Pick-up Legacy Foyer (2nd Floor)
|
|
7:30 AM - 8:15 AM |
BREAKFAST IN THE EXHIBIT HALL Legacy Ballroom Gain insights from business leaders and learn the latest innovations. Enjoy breakfast while interacting with other industry professionals and solution providers. |
8:15 AM - 8:30 AM |
NAF Association Annual Business Meeting Windrose Ballroom The annual meeting is open to everyone, with all members invited to get involved in the organization and attend. The primary purpose of this meeting is to receive the annual report from the current Association officers, install new officers, and conduct such other business as may be placed on the agenda by a majority vote of the Board of Directors. Jennifer Martin, Executive Director, NAF Association |
8:30 AM - 9:15 AM |
Windrose Ballroom Amy Martin, Sr. Director in S&P Global Rating’s auto asset-backed (ABS) group, will provide an update on auto loan ABS collateral performance. Growth in subprime lending, loss of COVID-related fiscal support payments, and sticky inflation have contributed to weaker performance metrics, including higher-than-normal delinquencies and losses for their overall subprime index. Join her as she shares S&P’s latest statistics on delinquencies, losses, recoveries and extensions. She’ll also discuss auto loan ABS issuance levels, funding costs, and S&P’s outlook for future rating performance. Amy Martin, Sr. Director, S&P Global Ratings |
9:15 AM - 10:00 AM |
ShapeShifters - The Ever-Changing Patterns Of Fraud In The Age of Ai Windrose Ballroom Over the last 3 years, over 1 million new fraudsters were radicalized; lured in by vast amounts of government stimulus funds. As those programs ended, fraudsters set their sites on auto lenders and dealers. Hear from Frank McKenna, Chief Fraud Strategist at Point Predictive what the data tells us about fraud as we move into the age of Ai, and what that could mean for you. Frank McKenna, Chief Fraud Strategist, Point Predictive |
10:00 AM - 10:15 AM |
BREAK Windrose Foyer
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10:15 AM - 11:00 AM |
Closing Keynote - CFPB Update: The State of Auto Finance Windrose Ballroom Chris Kukla, Senior Program Manager for Auto Finance in the Office of Markets, will provide an update of CFPB priorities and activities and discuss trends in the auto finance market. |
11:00 AM - 11:15 AM |
Closing Remarks Windrose Ballroom
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11:30 AM - 1:30 PM |
WORKING LUNCH & Compliance Roundtable Meeting (For NAF Compliance Graduates Only) Legacy D/E Participate in a peer-to-peer learning environment with fellow compliance graduates who hold similar positions and deal with similar challenges. Facilitated by Eric Johnson, Partner, Hudson Cook, LLP |